Shopping for an Affordable Care Act health plan? NPR wants to hear your experience

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Eric Thayer/Getty Photographs Well being care is on the coronary heart of the longest federal authorities shutdown in U.S. historical past. That shutdown is getting ready to ending, however the well being care challenge that began it's nonetheless not resolved.

Since 2021, individuals who purchase their well being care on the Reasonably priced Care Act marketplaces have had additional assist -- within the type of tax credit -- to purchase their plans.

If Congress cannot agree on a compromise, these subsidies that made a file variety of People join ACA plans will expire for 2026 well being plans.

Negotiations to reopen the federal authorities additionally promise a Senate vote on the well being care subsidies by the second week of December. However that casual deal just isn't a part of the official legislative textual content to reopen the federal government.

In the meantime, open enrollment has began, permitting shoppers to buy subsequent yr's plans. As a result of Congress hasn't but agreed to resume the subsidies, lots of the 24 million individuals who have these plans will see massive jumps within the month-to-month worth they could pay, in comparison with their 2025 plans.

Are you planning to make use of the ACA market to purchase well being take care of you or your loved ones this yr? NPR desires to listen to from you.

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